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440-804-4066 Mobile

Resource for Independent Life Insurance

Resource for Independent Life InsuranceResource for Independent Life InsuranceResource for Independent Life Insurance


Life Insurance. 

"Better to Have It and Not Need It. Than To Need It And Not Have it!!"

Explore More

440-804-4066 Mobile

Resource for Independent Life Insurance

Resource for Independent Life InsuranceResource for Independent Life InsuranceResource for Independent Life Insurance


Life Insurance. 

"Better to Have It and Not Need It. Than To Need It And Not Have it!!"

Explore More

My Blog

The Art of Photography: A Visual Journey Through My Lens

    About My Independent Life Agent

    Who are we?

    We are an Independent Life Insurance Company, with 16 plus years of experience In the Life Insurance Industry. Our years of experience have allowed us to provide Life Insurance to people from every walk of life. From as young as six days old to the ripe old age of 90 yrs. old. We work with the very healthy to the very unhealthy. We have been able to help people of all sorts to purchase life Insurance. We pride ourselves on doing what's best for our clients when it comes to Life Insurance. We understand that Life insurance is not a "one size fits all."

    What can you expect from this blog?

    My blog covers Life Insurance topics, dedicated to educating you on how to protect your family's future in the event of your passing. We do this by providing educational and helpful tips that can help you in your providing protection for your family.

    For Example:

     

    Pick a life insurance policy type

    There are two main types of life insurance: term and permanent. Within permanent insurance, the two primary types are whole life insurance and universal life insurance. Term life insurance is usually less expensive with fewer benefits, while permanent life insurance is typically more expensive as it offers more benefits. Here’s a closer look at what these policies cover and how they work:

    • Term life insurance: Term life insurance is generally the cheapest kind of life insurance. It provides coverage over a specific term period, usually between 10 and 30 years. If you pass away during the term, your beneficiaries will receive a payout from the insurance company. Once the term is over, the benefits end unless the policy is renewable or convertible, which is offered by many insurers. It is important to note your premium will likely increase if you choose to renew or convert.
    • Whole life insurance: Whole life insurance is a type of permanent life insurance that provides lifetime protection as long as you continue to pay the premium, with fixed premiums and cash value. With some whole life policies, policyholders have to pay their premium until they die, and other policies only require a premium for a certain number of years (although these premiums are much higher compared to the lifelong premiums).
    •  Before you buy life insurance, you may want to do more research to find out which option will best meet your needs. Reach out to us, we will be more than happy to educate you on how to reach your life insurance goals and how to protect your loved ones, by showing you all of your options. 


    Welcome to My Independent Life Agent, your resource for insights!

    Welcome to My Independent Life Agent, your resource for insights!

    Welcome to My Independent Life Agent, your resource for insights!

    Welcome to My Independent Life Agent, your resource for insights!

    Welcome to My Independent Life Agent, your resource for insights!

    Welcome to My Independent Life Agent, your resource for insights!

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    You can send me a message or ask me a general question using this form. 



    I will do my best to get back to you soon!

    My Independent Life Agent

    Bedford OH 44146

    440-804-4066 Mobil 440-658-9818 Office email: myindependentagent@gmail.com

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